Saturday, July 24, 2010

Money and changing times . . .

I can't believe I haven't posted since May.
Life has been changing so quickly, and I am
a bit reluctant to waste time with yammering
about it on line, until now. I finally
have a quiet hour to myself and I have time
to collect the thoughts rambling through
my head.

I have moved. I am working a lot. I help care
for 2 rambunctious lads. I've made friends
and so on.

I started cutting expenses in April and May.
My budget has been super stretched, paying
for my roof, and I was tired of being broke.
I canceled my home phone and internet. I ate
in as often as I could.

One day my neighbor showed up and asked me what
I was going to do about my horses. "Fatten them
up." I said. "I want them." He said. "I'll
take care of them til they die, they'll want
for nothing." Now in these times, you don't
get an offer like that. So we agreed, and he
built infrastructure from the ground up at
considerable expense (I donated gates and such)
and the horses went across the street. The
neighbor man has only them and some stray cats
to answer to, I think it was a blessing all
around. (Annual savings $2000)

In late May, my house mate moved in. She came
with a dog, a runt~kitten, a kid and a healing
heart. As she moved in, I was slowly moving
out. I was tired of living in 2 places and
needed to make a home in one.
(Annual savings: monthly utilites and about
$80/month in gas, wear/tear on the car.)

Soon after my fiance proposed I officially
moved in. (Savings to move across state line
and not pay Georgia state income tax, $200
per month.) The wedding is set for mid August.
(Tax savings to be determined, but I will be
in a lower bracket.)

I got a call from one of the managers at my
work, my weekend pay was being phased out.
So while I didn't know it was coming, my
above changes certainly helped.

Next up, my frugal wedding.

~M